The transfer on death (TOD) designation lets beneficiaries of non-retirement accounts receive assets at the time of the person’s death without going through probate. Securities accounts use TOD while bank accounts use POD.
Maryland Office
9099 Ridgefield Drive Suite 101
Frederick, MD 21701
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Voice: (240) 379-6929
Fax: (240) 379-6909
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Austin, TX 78704
VP/Voice: (512) 410-0739
Fax: (512) 692-2990
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*Securities and Investment Advisory Services offered through FSC Securities Corporation, member FINRA/SIPC. Traditional/Fixed Insurance offered through Kramer Wealth Managers which is not affiliated with FSC Securities Corporation. This communication is strictly intended for individuals residing in the United States. No offers may be made or accepted from any resident outside of the United States. Neither FSC Securities Corporation, nor its registered representatives, offer tax ore legal advice. For assistance with these matters, please consult your tax or legal advisor.
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