The strategy and ongoing management of your financial portfolio with an emphasis on total lifestyle needs, active account management and complete support to help ensure your needs are met and your portfolio outlives you.
A full spectrum of solutions and resources concerning insurance planning including Life insurance, Long Term Care insurance, and Disability insurance with an emphasis on asset preservation, income replacement, and wealth transfer.
Strategies to reduce estate taxes, asset preservation and long-term care planning, planning for incapacitation, providing for future generations, wealth transfer, and charitable giving design with an emphasis on trusts, wills and legacy strategy.
College funding design and planning with an emphasis on total portfolio review, funding options and Financial Aid assessments.
Retirement Saving & Income Planning
Funding and spending plans for your post-career phase of life with an emphasis on personal goals, lifestyle needs, and financial comfort.
Tax analysis, tax-reduction strategies, cost basis analysis, with an emphasis on tax-advantaged planning strategies for wealth preservation.
*Securities and Investment Advisory Services offered through FSC Securities Corporation, member FINRA/SIPC. Traditional/Fixed Insurance offered through Kramer Wealth Managers which is not affiliated with FSC Securities Corporation. This communication is strictly intended for individuals residing in the United States. No offers may be made or accepted from any resident outside of the United States. Neither FSC Securities Corporation, nor its registered representatives, offer tax ore legal advice. For assistance with these matters, please consult your tax or legal advisor.
** Some services offered through independent strategic alliances/professional firms.
*** The securities products and services offered or provided by FSC Securities are not being provided or offered on behalf of the Federal Government.The offer of such securities is not sanctioned, recommended, or encouraged by the Federal Government.FSC Securities Corporation and Kramer Wealth Managers are not endorsed by or affiliated with the Federal Government.
IMPORTANT CONSUMER INFORMATION
A Broker/dealer, investment adviser, BD agent, or IA rep may only transact business in a state if first registered, or is excluded or exempt from state broker/dealer, investment adviser, BD agent, or IA registration requirements as appropriate. Follow-up, individualized responses to persons in a state by such a firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirements, or an applicable exemption or exclusion. For information concerning the licensing status or disciplinary history of a broker/dealer, investment adviser, BD agent, or IA rep, a consumer should contact his or her state securities law administrator.
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