{"id":4399,"date":"2023-05-04T07:00:03","date_gmt":"2023-05-04T12:00:03","guid":{"rendered":"https:\/\/kramerwealth.com\/?p=4399"},"modified":"2024-01-24T09:49:04","modified_gmt":"2024-01-24T15:49:04","slug":"a-quick-tip-types-of-accounts-versus-types-of-investments","status":"publish","type":"post","link":"https:\/\/kramerwealth.com\/a-quick-tip-types-of-accounts-versus-types-of-investments\/","title":{"rendered":"A Quick Tip: \u201ctypes of accounts\u201d versus \u201ctypes of investments\u201d"},"content":{"rendered":"<p class=\"responsive-video-wrap clr\"><iframe title=\"A Quick Tip: &amp;ldquo;Types of Accounts&amp;rdquo; versus &amp;ldquo;Types of Investments&amp;rdquo;\" src=\"https:\/\/player.vimeo.com\/video\/804634561?h=9609835b88&amp;dnt=1&amp;app_id=122963\" width=\"1200\" height=\"675\" frameborder=\"0\" allow=\"autoplay; fullscreen; picture-in-picture\" allowfullscreen><\/iframe><\/p>\n<p class=\"p2\">We want to share a quick tip about \u201ctypes of accounts\u201d and \u201ctypes of investments\u201d.<span class=\"Apple-converted-space\">\u00a0<\/span><\/p>\n<p class=\"p2\">People often get confused by account types and investment types. Stocks, mutual funds, IRAs, 529 Plans, bonds, brokerage, HSAs, trusts, annuities- these sometimes all get lumped together as different investment types. But the things I just mentioned are actually some ACCOUNT types and some are INVESTMENT types. In some cases, they can be both at the same time!<\/p>\n<p class=\"p2\">IRAs, 401(k), Roth IRA, Thrift Savings Plan (TSP), 529 Plan, Trusts, are all types of ACCOUNTS. It just means how it is categorized with the IRS and how it is taxed. While stocks, mutual funds, bonds, annuities, etc., are all types of INVESTMENTS that can be held within an account.<\/p>\n<p class=\"p2\">If you put money into an account, it does not automatically mean your money is invested. With many types of accounts, the money that goes is put into some kind of default investment, which is often just cash in the money market, meaning it is not invested for long-term growth.<span class=\"Apple-converted-space\">\u00a0<\/span><\/p>\n<p class=\"p2\">You need to make sure when you put money in an account, you don\u2019t just blindly put it in and forget about it. You\u2019ll want to be sure it is being invested in a way that fits your financial goals and retirement goals. If you are not sure which investment funds to choose within your account, you should consider working with a financial advisor.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>We want to share a quick tip about \u201ctypes of accounts\u201d and \u201ctypes of investments\u201d.\u00a0 People often get confused by account types and investment types. Stocks, mutual funds, IRAs, 529 Plans, bonds, brokerage, HSAs, trusts, annuities- these sometimes all get lumped together as different investment types. But the things I just mentioned are actually some [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":4408,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"ocean_post_layout":"","ocean_both_sidebars_style":"","ocean_both_sidebars_content_width":0,"ocean_both_sidebars_sidebars_width":0,"ocean_sidebar":"0","ocean_second_sidebar":"0","ocean_disable_margins":"enable","ocean_add_body_class":"","ocean_shortcode_before_top_bar":"","ocean_shortcode_after_top_bar":"","ocean_shortcode_before_header":"","ocean_shortcode_after_header":"","ocean_has_shortcode":"","ocean_shortcode_after_title":"","ocean_shortcode_before_footer_widgets":"","ocean_shortcode_after_footer_widgets":"","ocean_shortcode_before_footer_bottom":"","ocean_shortcode_after_footer_bottom":"","ocean_display_top_bar":"default","ocean_display_header":"default","ocean_header_style":"","ocean_center_header_left_menu":"0","ocean_custom_header_template":"0","ocean_custom_logo":0,"ocean_custom_retina_logo":0,"ocean_custom_logo_max_width":0,"ocean_custom_logo_tablet_max_width":0,"ocean_custom_logo_mobile_max_width":0,"ocean_custom_logo_max_height":0,"ocean_custom_logo_tablet_max_height":0,"ocean_custom_logo_mobile_max_height":0,"ocean_header_custom_menu":"0","ocean_menu_typo_font_family":"0","ocean_menu_typo_font_subset":"","ocean_menu_typo_font_size":0,"ocean_menu_typo_font_size_tablet":0,"ocean_menu_typo_font_size_mobile":0,"ocean_menu_typo_font_size_unit":"px","ocean_menu_typo_font_weight":"","ocean_menu_typo_font_weight_tablet":"","ocean_menu_typo_font_weight_mobile":"","ocean_menu_typo_transform":"","ocean_menu_typo_transform_tablet":"","ocean_menu_typo_transform_mobile":"","ocean_menu_typo_line_height":0,"ocean_menu_typo_line_height_tablet":0,"ocean_menu_typo_line_height_mobile":0,"ocean_menu_typo_line_height_unit":"","ocean_menu_typo_spacing":0,"ocean_menu_typo_spacing_tablet":0,"ocean_menu_typo_spacing_mobile":0,"ocean_menu_typo_spacing_unit":"","ocean_menu_link_color":"","ocean_menu_link_color_hover":"","ocean_menu_link_color_active":"","ocean_menu_link_background":"","ocean_menu_link_hover_background":"","ocean_menu_link_active_background":"","ocean_menu_social_links_bg":"","ocean_menu_social_hover_links_bg":"","ocean_menu_social_links_color":"","ocean_menu_social_hover_links_color":"","ocean_disable_title":"default","ocean_disable_heading":"default","ocean_post_title":"","ocean_post_subheading":"","ocean_post_title_style":"","ocean_post_title_background_color":"","ocean_post_title_background":0,"ocean_post_title_bg_image_position":"","ocean_post_title_bg_image_attachment":"","ocean_post_title_bg_image_repeat":"","ocean_post_title_bg_image_size":"","ocean_post_title_height":0,"ocean_post_title_bg_overlay":0.5,"ocean_post_title_bg_overlay_color":"","ocean_disable_breadcrumbs":"default","ocean_breadcrumbs_color":"","ocean_breadcrumbs_separator_color":"","ocean_breadcrumbs_links_color":"","ocean_breadcrumbs_links_hover_color":"","ocean_display_footer_widgets":"default","ocean_display_footer_bottom":"default","ocean_custom_footer_template":"0","ocean_post_oembed":"","ocean_post_self_hosted_media":"","ocean_post_video_embed":"","ocean_link_format":"","ocean_link_format_target":"self","ocean_quote_format":"","ocean_quote_format_link":"post","ocean_gallery_link_images":"off","ocean_gallery_id":[],"footnotes":""},"categories":[1],"tags":[34,40],"acf":[],"_links":{"self":[{"href":"https:\/\/kramerwealth.com\/wp-json\/wp\/v2\/posts\/4399"}],"collection":[{"href":"https:\/\/kramerwealth.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kramerwealth.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kramerwealth.com\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/kramerwealth.com\/wp-json\/wp\/v2\/comments?post=4399"}],"version-history":[{"count":1,"href":"https:\/\/kramerwealth.com\/wp-json\/wp\/v2\/posts\/4399\/revisions"}],"predecessor-version":[{"id":4402,"href":"https:\/\/kramerwealth.com\/wp-json\/wp\/v2\/posts\/4399\/revisions\/4402"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kramerwealth.com\/wp-json\/wp\/v2\/media\/4408"}],"wp:attachment":[{"href":"https:\/\/kramerwealth.com\/wp-json\/wp\/v2\/media?parent=4399"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kramerwealth.com\/wp-json\/wp\/v2\/categories?post=4399"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kramerwealth.com\/wp-json\/wp\/v2\/tags?post=4399"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}