{"id":38,"date":"2018-12-08T06:19:19","date_gmt":"2018-12-08T12:19:19","guid":{"rendered":"https:\/\/kramerwealth.com\/sitemap\/"},"modified":"2019-05-07T09:59:17","modified_gmt":"2019-05-07T14:59:17","slug":"sitemap","status":"publish","type":"page","link":"https:\/\/kramerwealth.com\/sitemap\/","title":{"rendered":"Sitemap"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"38\" class=\"elementor elementor-38\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-644fb0a elementor-section-stretched elementor-section-full_width elementor-section-height-min-height elementor-section-height-default elementor-section-items-middle\" data-id=\"644fb0a\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e4f4ad4\" data-id=\"e4f4ad4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1579d9f elementor--h-position-center elementor--v-position-middle elementor-widget elementor-widget-slides\" data-id=\"1579d9f\" data-element_type=\"widget\" data-settings=\"{&quot;autoplay_speed&quot;:10000,&quot;transition&quot;:&quot;fade&quot;,&quot;transition_speed&quot;:3000,&quot;navigation&quot;:&quot;none&quot;,&quot;autoplay&quot;:&quot;yes&quot;,&quot;pause_on_hover&quot;:&quot;yes&quot;,&quot;pause_on_interaction&quot;:&quot;yes&quot;,&quot;infinite&quot;:&quot;yes&quot;}\" data-widget_type=\"slides.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-swiper\">\n\t\t\t<div class=\"elementor-slides-wrapper elementor-main-swiper swiper\" dir=\"ltr\" data-animation=\"fadeInUp\">\n\t\t\t\t<div class=\"swiper-wrapper elementor-slides\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-repeater-item-c3950d0 swiper-slide\"><div class=\"swiper-slide-bg\" role=\"img\"><\/div><div class=\"elementor-background-overlay\"><\/div><div class=\"swiper-slide-inner\" ><div class=\"swiper-slide-contents\"><div class=\"elementor-slide-heading\">Sitemap<\/div><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-14fa256 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"14fa256\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9dee64c\" data-id=\"9dee64c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6484ee6 elementor-widget elementor-widget-sitemap\" data-id=\"6484ee6\" data-element_type=\"widget\" data-widget_type=\"sitemap.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-sitemap-wrap\"><div class=\"elementor-sitemap-section\"><h3 class=\"elementor-sitemap-title elementor-sitemap-page-title\">Pages<\/h3><ul class=\"elementor-sitemap-list elementor-sitemap-page-list\"><li class=\"elementor-sitemap-item elementor-sitemap-item-page page_item page-item-2\"><a href=\"https:\/\/kramerwealth.com\/\">Home<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-page page_item page-item-4259\"><a href=\"https:\/\/kramerwealth.com\/media-coverage\/\">Media Coverage<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-page page_item page-item-3793\"><a href=\"https:\/\/kramerwealth.com\/faq\/\">Frequently Asked Questions<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-page page_item page-item-22\"><a href=\"https:\/\/kramerwealth.com\/about\/\">Who We Are<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-page page_item page-item-23\"><a href=\"https:\/\/kramerwealth.com\/services\/\">What We Do<\/a><ul class='children'><li class=\"elementor-sitemap-item elementor-sitemap-item-page page_item page-item-24\"><a href=\"https:\/\/kramerwealth.com\/services\/clients\/\">Our Clients<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-page page_item page-item-25\"><a href=\"https:\/\/kramerwealth.com\/services\/process\/\">Process<\/a><\/li><\/ul><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-page page_item page-item-28\"><a href=\"https:\/\/kramerwealth.com\/resources\/\">Learn From Us<\/a><ul class='children'><li class=\"elementor-sitemap-item elementor-sitemap-item-page page_item page-item-29\"><a href=\"https:\/\/kramerwealth.com\/resources\/asl-library\/\">ASL Library<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-page page_item page-item-3215\"><a href=\"https:\/\/kramerwealth.com\/resources\/vlogs\/\">Vlogs<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-page page_item page-item-3213\"><a href=\"https:\/\/kramerwealth.com\/resources\/newsletters\/\">Newsletters<\/a><\/li><\/ul><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-page page_item page-item-6 current_page_parent\"><a href=\"https:\/\/kramerwealth.com\/news\/\">News<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-page page_item page-item-3001\"><a href=\"https:\/\/kramerwealth.com\/retired\/\">Retired<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-page page_item page-item-3008\"><a href=\"https:\/\/kramerwealth.com\/legacy\/\">Legacy<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-page page_item page-item-3011\"><a href=\"https:\/\/kramerwealth.com\/unexpected-wealth\/\">Unexpected Wealth<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-page page_item page-item-3014\"><a href=\"https:\/\/kramerwealth.com\/federal\/\">Federal<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-page page_item page-item-3018\"><a href=\"https:\/\/kramerwealth.com\/retirement\/\">Retirement<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-page page_item page-item-32\"><a href=\"https:\/\/kramerwealth.com\/account\/\">Account<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-page page_item page-item-31\"><a href=\"https:\/\/kramerwealth.com\/request\/\">Request<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-page page_item page-item-3368\"><a href=\"https:\/\/kramerwealth.com\/get-a-second-opinion\/\">Get a Second Opinion<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-page page_item page-item-3446\"><a href=\"https:\/\/kramerwealth.com\/free-portfolio-risk-analysis\/\">Free Portfolio Risk Analysis<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-page page_item page-item-21\"><a href=\"https:\/\/kramerwealth.com\/contact\/\">Contact<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-page page_item page-item-3745\"><a href=\"https:\/\/kramerwealth.com\/sponsorships\/\">Sponsorship Request<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-page page_item page-item-39\"><a href=\"https:\/\/kramerwealth.com\/locations\/\">Locations<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-page page_item page-item-38\"><a href=\"https:\/\/kramerwealth.com\/sitemap\/\">Sitemap<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-page page_item page-item-37\"><a href=\"https:\/\/kramerwealth.com\/disclaimers\/\">Disclaimer(s)<\/a><\/li><\/ul><\/div><div class=\"elementor-sitemap-section\"><h3 class=\"elementor-sitemap-title elementor-sitemap-category-title\">Post Categories<\/h3><ul class=\"elementor-sitemap-list elementor-sitemap-category-list\">\t<li class=\"elementor-sitemap-item elementor-sitemap-item-category cat-item cat-item-19\"><a href=\"https:\/\/kramerwealth.com\/category\/budgeting\/\">Budgeting<\/a>\n<\/li>\n\t<li class=\"elementor-sitemap-item elementor-sitemap-item-category cat-item cat-item-26\"><a href=\"https:\/\/kramerwealth.com\/category\/estate-planning\/\">Estate Planning<\/a>\n<\/li>\n\t<li class=\"elementor-sitemap-item elementor-sitemap-item-category cat-item cat-item-3\"><a href=\"https:\/\/kramerwealth.com\/category\/event\/\">Event<\/a>\n<\/li>\n\t<li class=\"elementor-sitemap-item elementor-sitemap-item-category cat-item cat-item-20\"><a href=\"https:\/\/kramerwealth.com\/category\/government-benefits\/\">Government Benefits<\/a>\n<\/li>\n\t<li class=\"elementor-sitemap-item elementor-sitemap-item-category cat-item cat-item-18\"><a href=\"https:\/\/kramerwealth.com\/category\/kramer-wealth-managers-news-and-announcements\/\">Kramer Wealth Managers News and Announcements<\/a>\n<\/li>\n\t<li class=\"elementor-sitemap-item elementor-sitemap-item-category cat-item cat-item-24\"><a href=\"https:\/\/kramerwealth.com\/category\/life-insurance\/\">Life Insurance<\/a>\n<\/li>\n\t<li class=\"elementor-sitemap-item elementor-sitemap-item-category cat-item cat-item-16\"><a href=\"https:\/\/kramerwealth.com\/category\/market-commentaries\/\">Market Commentaries<\/a>\n<\/li>\n\t<li class=\"elementor-sitemap-item elementor-sitemap-item-category cat-item cat-item-1\"><a href=\"https:\/\/kramerwealth.com\/category\/news\/\">News &amp; Announcements<\/a>\n<\/li>\n\t<li class=\"elementor-sitemap-item elementor-sitemap-item-category cat-item cat-item-35\"><a href=\"https:\/\/kramerwealth.com\/category\/newsletter\/\">Newsletter<\/a>\n<\/li>\n\t<li class=\"elementor-sitemap-item elementor-sitemap-item-category cat-item cat-item-23\"><a href=\"https:\/\/kramerwealth.com\/category\/organizing-your-finances\/\">Organizing Your Finances<\/a>\n<\/li>\n\t<li class=\"elementor-sitemap-item elementor-sitemap-item-category cat-item cat-item-25\"><a href=\"https:\/\/kramerwealth.com\/category\/retirement\/\">Retirement<\/a>\n<\/li>\n\t<li class=\"elementor-sitemap-item elementor-sitemap-item-category cat-item cat-item-22\"><a href=\"https:\/\/kramerwealth.com\/category\/taxes\/\">Taxes<\/a>\n<\/li>\n\t<li class=\"elementor-sitemap-item elementor-sitemap-item-category cat-item cat-item-17\"><a href=\"https:\/\/kramerwealth.com\/category\/wealth-management\/\">Wealth Management<\/a>\n<\/li>\n<\/ul><\/div><div class=\"elementor-sitemap-section\"><h3 class=\"elementor-sitemap-title elementor-sitemap-ocean_portfolio-title\">ASL Glossary<\/h3><ul class=\"elementor-sitemap-list elementor-sitemap-ocean_portfolio-list\"><li class=\"elementor-sitemap-item elementor-sitemap-item-ocean_portfolio page_item page-item-2784\"><a href=\"https:\/\/kramerwealth.com\/asl-library\/401k-403b\/\">401k 403b<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-ocean_portfolio page_item page-item-2786\"><a href=\"https:\/\/kramerwealth.com\/asl-library\/annuities\/\">Annuities<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-ocean_portfolio page_item page-item-2788\"><a href=\"https:\/\/kramerwealth.com\/asl-library\/asset-allocation\/\">Asset Allocation<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-ocean_portfolio page_item page-item-2790\"><a href=\"https:\/\/kramerwealth.com\/asl-library\/asset-class\/\">Asset Class<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-ocean_portfolio page_item page-item-2792\"><a href=\"https:\/\/kramerwealth.com\/asl-library\/bear-market\/\">Bear Market<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-ocean_portfolio page_item page-item-2794\"><a href=\"https:\/\/kramerwealth.com\/asl-library\/beneficiary\/\">Beneficiary<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-ocean_portfolio page_item page-item-2796\"><a href=\"https:\/\/kramerwealth.com\/asl-library\/bond\/\">Bond<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-ocean_portfolio page_item page-item-2798\"><a href=\"https:\/\/kramerwealth.com\/asl-library\/breakpoint\/\">Breakpoint<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-ocean_portfolio page_item page-item-2800\"><a href=\"https:\/\/kramerwealth.com\/asl-library\/bull-market\/\">Bull Market<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-ocean_portfolio page_item page-item-2802\"><a href=\"https:\/\/kramerwealth.com\/asl-library\/capital-gain-or-loss\/\">Capital Gain or Loss<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-ocean_portfolio page_item page-item-2804\"><a href=\"https:\/\/kramerwealth.com\/asl-library\/cost-basis\/\">Cost Basis<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-ocean_portfolio page_item page-item-2806\"><a href=\"https:\/\/kramerwealth.com\/asl-library\/diversification\/\">Diversification<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-ocean_portfolio page_item page-item-2808\"><a href=\"https:\/\/kramerwealth.com\/asl-library\/dividend\/\">Dividend<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-ocean_portfolio page_item page-item-2810\"><a href=\"https:\/\/kramerwealth.com\/asl-library\/exchange-traded-fund\/\">Exchange Traded Fund<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-ocean_portfolio page_item page-item-2811\"><a href=\"https:\/\/kramerwealth.com\/asl-library\/executor-or-personal-representative\/\">Executor or Personal Representative<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-ocean_portfolio page_item page-item-2813\"><a href=\"https:\/\/kramerwealth.com\/asl-library\/fiduciary\/\">Fiduciary<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-ocean_portfolio page_item page-item-2815\"><a href=\"https:\/\/kramerwealth.com\/asl-library\/fifo\/\">FIFO<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-ocean_portfolio page_item page-item-2817\"><a href=\"https:\/\/kramerwealth.com\/asl-library\/funds\/\">Funds<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-ocean_portfolio page_item page-item-2821\"><a href=\"https:\/\/kramerwealth.com\/asl-library\/lifo\/\">LIFO<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-ocean_portfolio page_item page-item-2823\"><a href=\"https:\/\/kramerwealth.com\/asl-library\/liquidity\/\">Liquidity<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-ocean_portfolio page_item page-item-2825\"><a href=\"https:\/\/kramerwealth.com\/asl-library\/load\/\">Load<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-ocean_portfolio page_item page-item-2827\"><a href=\"https:\/\/kramerwealth.com\/asl-library\/managed-account\/\">Managed Account<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-ocean_portfolio page_item page-item-2831\"><a href=\"https:\/\/kramerwealth.com\/asl-library\/market-correction\/\">Market Correction<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-ocean_portfolio page_item page-item-2833\"><a href=\"https:\/\/kramerwealth.com\/asl-library\/net-asset-value\/\">Net Asset Value<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-ocean_portfolio page_item page-item-2835\"><a href=\"https:\/\/kramerwealth.com\/asl-library\/power-of-attorney\/\">Power of Attorney<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-ocean_portfolio page_item page-item-2837\"><a href=\"https:\/\/kramerwealth.com\/asl-library\/probate\/\">Probate<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-ocean_portfolio page_item page-item-2839\"><a href=\"https:\/\/kramerwealth.com\/asl-library\/required-minimum-distribution\/\">Required Minimum Distribution<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-ocean_portfolio page_item page-item-2841\"><a href=\"https:\/\/kramerwealth.com\/asl-library\/rider\/\">Rider<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-ocean_portfolio page_item page-item-2843\"><a href=\"https:\/\/kramerwealth.com\/asl-library\/risk-tolerance\/\">Risk Tolerance<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-ocean_portfolio page_item page-item-2845\"><a href=\"https:\/\/kramerwealth.com\/asl-library\/rollover\/\">Rollover<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-ocean_portfolio page_item page-item-2851\"><a href=\"https:\/\/kramerwealth.com\/asl-library\/simple-ira\/\">Simple IRA<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-ocean_portfolio page_item page-item-2853\"><a href=\"https:\/\/kramerwealth.com\/asl-library\/solo-401k\/\">Solo 401k<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-ocean_portfolio page_item page-item-2855\"><a href=\"https:\/\/kramerwealth.com\/asl-library\/step-up\/\">Step Up<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-ocean_portfolio page_item page-item-2857\"><a href=\"https:\/\/kramerwealth.com\/asl-library\/surrender-charge\/\">Surrender Charge<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-ocean_portfolio page_item page-item-2859\"><a href=\"https:\/\/kramerwealth.com\/asl-library\/systematic-withdrawal-plan\/\">Systematic Withdrawal Plan<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-ocean_portfolio page_item page-item-2861\"><a href=\"https:\/\/kramerwealth.com\/asl-library\/time-horizon\/\">Time Horizon<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-ocean_portfolio page_item page-item-2863\"><a href=\"https:\/\/kramerwealth.com\/asl-library\/tod-or-pod\/\">TOD or POD<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-ocean_portfolio page_item page-item-2865\"><a href=\"https:\/\/kramerwealth.com\/asl-library\/trust\/\">Trust<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-ocean_portfolio page_item page-item-2867\"><a href=\"https:\/\/kramerwealth.com\/asl-library\/trustee\/\">Trustee<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-ocean_portfolio page_item page-item-2869\"><a href=\"https:\/\/kramerwealth.com\/asl-library\/volatility\/\">Volatility<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-ocean_portfolio page_item page-item-2871\"><a href=\"https:\/\/kramerwealth.com\/asl-library\/will\/\">Will<\/a><\/li><li class=\"elementor-sitemap-item elementor-sitemap-item-ocean_portfolio page_item page-item-2873\"><a 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