SECURE Act
The Setting Every Community Up for Retirement Enhancement (SECURE) Act was passed in December 2019 as part of the overall spending bill and it became effective almost immediately on January…
Comparing Roth with Traditional IRA Plans
Roth vs. Traditional- Which one is right for me? Whether you contribute to an IRA, 401(k), 403(b), or TSP, most retirement plans offer you a choice between a Traditional…
Six Situations When You Need A Financial Advisor
Many people envision a financial advisor as someone who can give financial advice, especially when it comes to investing. While we certainly do that, it is only PART of…
Tax savings after 70
https://www.youtube.com/watch?v=7O2B70S5bCw&feature=youtu.be The Congressional Joint Committee on Taxation estimates that almost 90% of taxpayers will use the standard deduction when they file their taxes this April 15thdue to the increased standard…
Market Commentary from Kramer Wealth Managers
For investors who have been investing for some time know that it is quite normal to see market declines from time to time yet it doesn't make it any less…
End of Life Decisions- Advance Directives
http://www.youtube.com/embed/MWZ7XWqyTTg End of Life Decisions- Advance Directives No matter how much control we exert over our day-to-day lives, there may come a time in each of our futures when we…
Five Medicaid Long-Term Care Myths
http://www.youtube.com/embed/w6zabV7-jqA Many people want to know how they would ever be able to afford long term care costs that can range anywhere from $50,000 to $120,000 per year. Few people…
Options when Inheriting an IRA
http://www.youtube.com/embed/cEiS_7xiCF4 Some assets, such as cash, are simple to pass on to heirs. Other assets, such as IRAs, have certain rules and conditions that change depending on the distribution method…
The Tax Implications of Selling Your Primary Residence
http://www.youtube.com/embed/tBYQt5lg8TY Whenever you’re selling property or investments that have appreciated in value, taxes are a big consideration in the timing of the sale. Selling at the wrong time can lead…
Is Gold a Good Investment?
http://www.youtube.com/embed/qQS9llPUW44 Gold is sometimes referred to as “The currency of fear” because it is often sold in late-night infomercials touted as a hedge against a future where your dollars or…
