Choosing the Right Financial Professional – Financial Advisors & Planners

Hello everyone, there are many different types of professionals that our clients use as part of  their financial team. This vlog will expand on different types of credentials and how you can  choose the right professional for your needs. The most common types of professionals that  people look for help with their finances are financial advisors, tax advisors, insurance brokers,  estate planning attorneys, or elder law attorneys. 

The SEC now requires that anyone who calls themselves a “Financial Advisor” or  “Financial Planner” must have a FINRA Series 65 or Series 66 license, or certain  professional designations such as CFA, CFP, that require them to abide by a fiduciary  standard. There are other types of investment licenses such as a Series 6 or Series 7.  But people who have passed those exams without a Series 65 or 66 are only allowed to  sell you securities products. They are not allowed to provide investment advice.  

If a person refers to themselves as a “Financial Consultant” or “Financial Professional”,  they may not be allowed to provide investment advice and may only be allowed to sell  you a product for a commission. So be cautious that you are choosing the right type of  license for the advice services you need. 

We here at Kramer Wealth Managers, encourage you to ask your financial professionals to  ensure that they do have proper credentials, licensure, or registrations. Don’t be afraid to ask  questions and make sure they are the right fit for the type of services you need. 

We have developed a list of professionals in many states that are either fluent in ASL or have  experience working with deaf clients through an interpreter. We want our clients to work with  professionals who can help you to establish, build on, and support your financial goals. Feel free  to contact us if you have any questions. We would be happy to discuss more with you.

Adrianna Environmental B&W

Adrianna Rocha

Client Relations Representative

240-379-6929 V
240-439-6889 VP
512-379-6909 FAX

Adrianna Rocha joined Kramer Wealth Managers in 2021.

Adrianna is responsible for client experiences and service. As part of the customer service team, she strives to help and provide top-notch service to our clients. As part of her role, she communicates with clients through videophone, schedules client meetings, prepares and processes forms, and gathers information for our advisors.

Adrianna Rocha graduated with a Bachelor of Arts in Communication Studies from Gallaudet University in 2017. Before she joined our team, she worked in the customer service industry for nearly a decade. She excels in human-to-human relations and takes pride in not only her own accomplishments, but her clients’ as well. Adrianna enjoys chatting about her slight obsession with dogs, houseplants, essential oils, and food: especially Mexican food! She is also a proud fur-mama to her beautiful Aussie-mixed pup, Ziva.

Adrianna is not registered with Osaic Wealth.